8584 JACCS

A major consumer credit company under MUFG umbrella. Steady management. Minimal impact from the "excessive interest payment" issue that once became a social issue in Japan. Strong in auto loans, especially those related to imported cars. However, the suspension of transactions with Big Motors has slowed the growth of its balance. In 2008, the company became an equity-method affiliate of Mitsubishi Tokyo UFJ Bank (now Mitsubishi UFJ Bank), joining MUFG. Strengthened partnerships in areas such as credit guarantees, and also took over Mitsubishi UFJ NICOS's individual installment loan business.

Following additional investment in 2025, its shareholding ratio rose to 38%.

Currently focusing on business expansion in ASEAN. Also making a presence in the guarantee business for investment apartment loans.