8771 eGuarantee
- Sep 27, 2025
- 1 min read
The company guarantees corporate accounts receivable, while transferring most of the risk to the reinsurer. It partners with financial institutions (e.g., regional banks) for sales channel. Itochu is 13.2% shareholder
engagement fund Ariake Capital reports 7.24% ownership as of Sept 16, 2025
"In addition to advising eGuaranty on product development that meets the needs of regional banks, Ariake will also support collaborations with regional banks.
eGuaranty's main business is to guarantee corporate accounts receivable to hedge the clients' risk of business counterparty bankruptcy. eGuaranty has partnerships with just under 60 regional banks, through which the banks introduce the service to companies exposed to risk of debt collection.
Due to the recent increase in bankruptcies, the outstanding guarantee balance will be approximately 840 billion yen as of the end of June 2025, an increase of around 9% over one year. If the company can guarantee more receivables, banks will take on…
This company:
has executed numerous stock repurchases
intends to double its earnings over the next three years
has successfully achieved all past targets, demonstrating their reliability
functions as an effective monopoly that serves as a marketplace for risks associated with receivables
at 1654 yen/share, 79.2 bil yen mkt cap
22.28x per / 3.48x pbr / 2.30% yield